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For agenciesCollect from buyers abroad

Buyers abroad stop being a paperwork problem.

The agency registers its contracts once. From then on, every payment arrives already matched to the right buyer, unit and instalment — whichever way the buyer sent it.

The agency’s side

Every payment already matched when you look.

The dashboard shows what’s due, what’s paid and the few things that need a person — across every buyer, country and currency.

  • It matches itself. Payments carry a reference; when a rail doesn’t allow one, Finpass matches the deposit from the bank statement.
  • Documented money. Every deposit has a buyer, a contract and a bank confirmation behind it.
  • Runs on its own. Reminders, receipts and the monthly report go out without anyone chasing.
  • Any currency the buyer has. Payments in another currency are converted at a declared rate, and the rate is stored with the receipt — the contract keeps its own currency.
  • People handle the odd ones. A partial payment or a wrong amount is flagged for a person — never guessed.
Horizonte DevelopmentsOctoberExample
412
instalments due
389
paid & matched
3
need a person
BuyerUnitInstalmentAmountStatus
Maria S. · NZ80437 / 120R$2,450Paid · matched
João P. · US120212 / 60R$3,100Paid · matched
Ana L. · AU30558 / 120R$1,980Code sent
Carlos M. · PT91021 / 96R$2,760Amount differs

How you collect

Three ways to collect. Change any time.

Every mode ends the same way: a bank-confirmed payment, matched to the right instalment.

Payment code

Issued by your bank

Finpass asks your bank for a code for each instalment. The bank confirms the payment the moment it lands.

e.g. Pix in Brazil
Your instructions

Your own account details

No bank integration needed. Buyers see your account, IBAN or fixed QR with the contract reference; Finpass confirms from your statement.

e.g. bank transfer, IBAN, fixed QR
Reminder only

The buyer asks when ready

Reminders go out on schedule and the buyer replies “menu” to get the payment. A gentle way to start.

switch to automatic whenever you like

What runs on its own

The routine work, done without anyone chasing.

Automatic

Reminders

D-5, D-1, D0 and D+3 by default — at your local time, in each buyer’s language.

Automatic

Matching

Reference, bank API, signed notification or statement: the payment finds its instalment.

Automatic

Receipts

Buyer, agency and broker get a receipt with a verification link as soon as the bank confirms.

People decide

Exceptions queue

A wrong amount, an unknown payer or another currency is flagged for a person — never guessed.

Any bank

Statement import

Paste the statement from any bank; credits become payments to match. Importing it again never duplicates.

Every week

Reports

A monthly report, plus a weekly WhatsApp summary: received, overdue and conversations waiting for you.

For brokers

Brokers follow their clients without chasing anyone.

A broker linked to a contract sees its live status and gets a WhatsApp message when each payment lands.

  • Their own clients only. Live status, nothing else.
  • The moment it’s paid. A message when the bank confirms.
  • Handed over, not left waiting. When a buyer asks for a person, the right person hears about it.

Getting started

Up and running without an IT project.

Most of the setup is your contracts. We do the rest with you.

  1. Together

    Connect how you get paid

    Link your bank’s API, or choose to confirm payments from your statements.

  2. You

    Import your contracts

    Upload a spreadsheet of buyers and instalments, or add them one by one.

  3. You

    Set your schedule

    Pick the reminder days, your time zone, the send hour and how buyers pay.

  4. Finpass

    Invite your buyers

    Each buyer gets a WhatsApp invitation that names your agency. From then on, payments match themselves.

How Finpass earns

The businesses that gain pay. The buyer never does.

Agencies · now

Monthly subscription

By number of active contracts, plus a small fee per instalment confirmed and matched.

Lenders · later

Per verified report

Paid when a bank or landlord checks a passport the buyer chose to share.

Buyers · always

Free

No fees to use the chat or keep the passport — and their data is never sold.

Plans depend on the number of active contracts. Talk to us for a quote — buyers never pay a cent.

FinpassGet started

Bring your buyers abroad into one chat.

Finpass is in production. Tell us about your contracts and we’ll show you how it runs with your bank.

  • With your own contracts. The buyer’s chat, the dashboard and how your bank connects.
  • In your language. English, Portuguese or Spanish.
  • Buyers never pay. Agencies subscribe by active contracts.